Ledger

Kisko kitna dena hai? A personal udhaar ledger that never forgets

Money lent to a friend, a split bill someone still owes, the ₹200 you borrowed for chai. Type it as you would say it, like "Rahul ko 500 diye", and Prodivity works out who owes whom, keeps a running balance per person and shows your net position at a glance. Settling marks it paid; the history stays.

₹49/month or ₹299/year after the trial · cancel anytime

How it works

Type it. It comes back sorted.

Real inputs the parser handles today, and exactly what you get back.

Hinglish

“Rahul ko 500 diye”

  • RahulOwes you
    ₹500

"ko diye" = you gave = they owe you.

Hinglish

“Priya se 200 udhaar liye”

  • PriyaYou owe
    ₹200

"se liye" = you took = you owe them.

English

“paid 1200 for dinner, Amit and Neha owe me 400 each”

  • AmitOwes you
    ₹400
  • NehaOwes you
    ₹400

Two people from one sentence, each on their own page.

Hindi

“सुमित से 1500 लेने हैं”

  • SumitOwes you
    ₹1,500

"se lene hain" (have to take back) is lent, not borrowed. The AI reads the tense.

Under the hood

What gets parsed

Person
A name in English letters, spelt the standard way, so "राहुल" and "Rahul" are one person with one page and one running balance.
Direction
"Diye", "lent", "se lene hain" mean they owe you; "liye", "borrowed", "ko dene hain" mean you owe them.
Amount
Always positive. The direction carries the sign.
Date
Today unless you say "kal" or a date.
Balance
Worked out on the server per person and overall: positive means they owe you, negative means you owe them.
Settle
One tap marks an entry settled with the date. Settled entries are never deleted, so the history is always there.

Pricing

One plan. Seven days free first.

Everything included, on every plan. Pick monthly or yearly when you set up autopay in the app.

₹49a month
₹299a yearThat is ₹25 a month, 49% less
  • All six trackers
  • Unlimited AI entries
  • English, Hindi and Hinglish
  • Installs on your phone
  • Cancel any time
Start 7 days free

No card to start. When you set up autopay, Razorpay verifies it with a refundable ₹5. Your first payment is on day 8, and we email you the day before.

  1. TodaySign up, use everything freeSeven days of full access. No card, no autopay, nothing charged.
  2. When you are readySet up autopay in the appRazorpay checks your UPI or card with a ₹5 charge and refunds it automatically. Your bank shows a mandate for the plan amount only.
  3. Day 8₹49 or ₹299 is debitedWe email you the day before. Cancel before then and you pay nothing. Skip autopay and your data stays readable until you subscribe.

Before you start

The trial, in three moments

On the trial, AI entries are capped at 50 a day; paid plans have no cap. Manual entries, edits and notes never count.

  1. TodaySign up, use everything freeSeven days of full access. No card, no autopay, nothing charged.
  2. When you are readySet up autopay in the appRazorpay checks your UPI or card with a ₹5 charge and refunds it automatically. Your bank shows a mandate for the plan amount only.
  3. Day 8₹49 or ₹299 is debitedWe email you the day before. Cancel before then and you pay nothing. Skip autopay and your data stays readable until you subscribe.

FAQ

Udhaar ledger questions

Open their page and tap Settle on the entry. It is marked settled with the date, never deleted, so a year later you can still see what was lent, when, and when it came back. The running balance updates on its own.

English, Hindi and Hinglish, typed or spoken, mixed freely mid-sentence. Whatever you write, the entry is saved in English letters: "maine aaj burger khaya 150" and "मैंने आज बर्गर खाया 150" both become "Burger khaya, ₹150". Hinglish stays Hinglish (we never translate your words into English), Hindi in Devanagari is written out the way you would type it on a phone, and filler words like "maine" and "aaj" are dropped so titles stay short. Notes are free text and take whatever you type.

If you set up autopay during the trial, your plan simply begins at ₹49/month or ₹299/year, whichever you picked, on the day the trial ends. If you did not, nothing you saved is deleted and nothing is hidden from you: you keep full read access to every expense, entry, habit, workout, note and ledger balance, for as long as you want. What pauses is writing (adding, editing and deleting entries, and the AI parsing itself) until you subscribe; subscribe later and access comes back straight away, with the first charge the next day. You can also delete your account, and everything in it, at any time from your profile.

Your head has better things
to hold than your chai bill.

Seven days free, no card needed. Then ₹49 a month, cancel any time.

Start 7 days free